FINANCIAL
PLANNING
MATTERS!

THIS IS IMPORTANT…

4.9


Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

FINANCIAL
PLANNING
MATTERS!

THIS IS IMPORTANT…

4.9


Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

FINANCIAL
PLANNING
MATTERS!

THIS IS IMPORTANT…

4.9


Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

WE LOOK AFTER THE FINANCES; YOU LOOK AFTER THE HOLIDAYS!

Ripley Wales Financial Planning (RWFP) specialises in ‘Lifestyle Planning’.

We say this tongue in cheek, because of course we don’t provide Lifestyle Planning, but in our opinion Financial Planning provides the perfect base to enjoy everything else in life with confidence.

This confidence encourages you to enjoy, spend and appreciate whatever it is you do, knowing that the current and future finances are taken care of.

RETIREMENT PLANNING IS EVERYTHING; INHERITANCE TAX PLANNING IS EVERYTHING ELSE

We concentrate on Retirement and Inheritance Tax Planning.

Retirement Planning is everything: Tax, Investment, Business, Pensions, State Pension, Property, ISAs…

These should all be incorporated in to a simple and effective plan to put together enough capital, enough income, enough tax efficiency and enough succession planning, to be able to enjoy the rest of your lives without financial concern.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

For ISAs, Investors do not pay any personal tax on income or gains, but may pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Tax treatment varies according to individual circumstances and is subject to change. Estate planning, Inheritance Tax Planning and Tax planning is not regulated by the Financial Conduct Authority.

RWFP HAS BEEN IN MOTION SINCE AUGUST 2005

Our Financial Planner, Stephen Wales, is chartered and a fellow of the personal finance society. In plain language, this means he has been through enough exams to have a trustable opinion on estate and retirement planning. We are customer oriented, service led, thorough, diligent on details and accessible. We take pride in the Depth of Analysis that takes place following meetings and annual reviews with both new and existing clients.

GET IN TOUCH WITH US

Call: 0800 093 4115
Email: lifestyle@ripleywales.com

Post:
Ripley Wales,
Queensway Parade,
Torquay,
TQ2 6DE

  • Thank you for submitting your contact request which provides your consent for us to contact you. We take the privacy of your personal data very seriously and will not release this information to any third parties. In terms of GDPR regulations you have a number of rights governing the use of your data which can be found in our privacy policy.

4.9

Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor
Stephen Wales (Ripley Wales) financial-advisor-ifa ratings on VouchedFor

Ripley Wales Financial Planning and Positive Solutions are trading styles of Quilter Financial Planning Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales. Company number 03276760. Registered address Senator House, 85 Queen Victoria Street, London, United Kingdom, EC4V 4AB

T: 0191 241 0700 F: 0191 241 0714

Approver Quilter Financial Planning Solutions Limited. 20/09/2023.

If you are unhappy with our service
If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:
Quilter Financial Planning Complaints Department, Sunderland, SR43 4JR
Email: QFPComplaints@quilter.com
Tel: 0808 171 2626

You can find more information by visiting the Quilter Financial Planning website: https://www.quilterfinancialplanning.co.uk/contacts/

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service
Email: complaint.info@financial-ombudsman.org.uk

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

View: Privacy Policy